Debt consolidation – how does it work?

Debt consolidation – how does it work? Consolidating your debts into one manageable loan can be a smart way to not only get your finances in order, and save money, but also to lower your stress levels.

Usually these debts can be consolidated against your mortgage and of course work harder under your lower mortgage rate. Creditors have the right to contact you IF you are using a consolidation firm that is not a law firm.

Debt settlement DOES work if you find a REPUTABLE company. Any company that you speak to NEEDS to be accredited through U.S.O.B.A .